It’s never too late to improve your financial literacy.
National Financial Literacy: Why It Matters and How Canada Is Strengthening Money Skills Across Generations
National financial literacy is the collective capacity of a country’s population to understand and effectively manage money, from everyday budgeting and saving to investing, debt management, and retirement planning. When Canadians lack these skills, the consequences ripple through entire communities: households struggle with mounting debt, families postpone major life decisions, and economic resilience weakens across generations.
The stakes are personal and national. Without a strong foundation in financial concepts, people find themselves vulnerable to predatory lending, unable to build emergency savings, or unprepared for …
The Financial Words Every Canadian Homeowner Should Know (Before It Costs You)
Financial literacy words are the building blocks of sound money management, and for Canadian homeowners, understanding these terms directly impacts your ability to maintain, finance, and grow equity in your property. From mortgage amortization to property tax assessment, the language of personal finance shapes every decision you make about your home investment.
Most Canadians encounter dozens of financial terms when buying or maintaining …
7 Essential Steps for Repairing Porches and Restoring Curb Appeal
Repairing porches comes down to seven essential steps: inspect the structure for damage, replace rotted wood, secure loose boards and railings, refinish or repaint surfaces, seal against moisture, upgrade support posts if needed, and maintain regularly to prevent future problems. For Canadian homeowners, where freeze-thaw cycles and heavy snow accelerate wear, these repairs aren’t optional. A compromised porch doesn’t just look bad. It becomes a safety hazard and can lead to more expensive structural damage if water reaches your home’s foundation or frame.
Most porch repairs fall into two categories: …
Breakup Aftermath: Who Gets to Keep the Dog?
When you’re starting, you bought a pup to raise your partner in the apartment you share. Now that you’ve split, properties are getting divvied up, and boundaries are reclaimed. After a lot of moving out and moving on, who gets the pup?
It is a dilemma as both of you have a valid claim to your little fur-baby. But as much as both of you needed furry kisses to get you through this emotionally rocky times, you need to think of what’s best for your pup. Decide on who can best take care of the dog on their own.
Who has a flexible time? If you knew you have to spend most of your time at work and your partner can see to your …
Five Quick and Easy Fixes to Perk Up Your Porch
Don’t you just love a nice little porch to place that good old rocking chair to sip your morning tea or welcome you after a hard day’s work? Well, we all do, so we compiled these quick and easy fixes to perk up your little porch with budget-friendly upgrades.
Check your porch. Include your porch in your routine house cleaning. The outdoors can be harsh on porches and often leave them dusty, exposed to termites, or rusty.
Bring your hammer and nails out. Replace those squeaky floorboards or tighten screws here and there. Safety first!
Add some colors. …
No Yard, No Problem: Build Your Own Pocket Garden
Growing your food is a trend nowadays, as numerous websites and lifestyle shows feature the health benefits of home-grown food to you and your family. However, growing your food in the city can be quite a challenge for most city-dwellers due to various issues such as limited space, access to proper sunlight exposure, or lack of good soil source.
Fret not, aspiring garden guru because we got you. Surprisingly, some herbs and veggies grow well in pots. Tomatoes, peppers, salad greens, and micro-greens don’t have deep roots and grow up to a manageable height making them perfect potted food factories right on your windowsill. For …
Being Money Smart: Ways to Improve your Financial Position
People often equate financial position to the amount of money a person makes or their credit history, but being financially literate, you can see that it’s more than just that. Your financial position paints a bigger picture starring you, your money, and the relationship you share. With a little bit of time, you can be money smart and improve your financial position.
You need to understand where you are financial. This can be a starter since your next financial decisions will ride on how much you need to improve. Once you know where you are, you can start going where you want to go. Stay on top of your finances, pay your bills on …
Aimia Defend Against Air Canada’s Court Move to Halt Upcoming Merger
Aimia Inc. is persistent in depending on the Quebec Superior Court against Air Canada who seeks to halt a merger that Aimia sees as their ticket for reinvention. Air Canada filed for an injunction against Aimia’s proposed merger with a tech company Waterloo, Ont. to form Kognitiv Corp. The merger announced on April 29, will leave Aimia with a 49 percent stake.
It can be remembered that Aimia sold Aeroplan, one of their rewards program, to Air Canada last year. Aimia alleges that the court filings by Air Canada is without merit and shows abuse of process as it will result in breaches of non-competition and confidentiality matters …
Rift with China Stalls Huawei’s Ambition for Canada, Says Security Experts
Huawei Technologies Co. is aspiring to become the top supplier of 5G technology in Canada. Everything seems going their way until an extradition case was ruled to proceed to the next stage by a BC Supreme Court judge. The case was against Meng Wanzhou, one of Huawei’s executives and the founder’s daughter.
After this, Huawei’s ambitions are put in jeopardy. Jonathan Berkshire Miller, an international security issues expert, said in an interview on Thursday that Canada tried to keep Huawei’s role in 5G technology separate from the legal setback the company suffered. But China’s recent moves, including blocking Canadian …